One app. Every tool you need to get out of debt and start building wealth.
Monthly income and expense tracking. See what you have left in real time as transactions import from your bank.
Snowball or avalanche payoff plans. See your debt-free date and watch it get closer every month.
Full transaction history with auto-categorization, search, split transactions, and reconciliation.
Track assets and liabilities over time. Your checking and savings balance automatically.
Plan gifts for every person and occasion. Never get caught off guard by birthdays or Christmas again.
Plan a vacation with a target budget and deadline. Groundwork builds the monthly savings plan automatically.
Track your portfolio holdings, cost basis, and performance. Import investment account transactions.
Nine built-in reports plus an AI monthly summary. Print any report with one click.
Evaluate a big purchase before committing. See exactly what it does to your budget and debt-free date.
Optional AI monthly report powered by Claude. Plain English. One concrete suggestion per month.
Runs on your machine. No account. No cloud. No subscription. Your data is yours.
QIF, QFX, OFX, and CSV import. Bring your history over from Quicken, Mint, or any bank export.